Licensed money lender · KPKTFast response within 1 working day
Personal financing in Selangor & Kuala Lumpur

Personal Loans Tailored for Payslip Workers

Licensed instalment loans designed for employees in Selangor & Kuala Lumpur. Transparent terms, structured repayments, and local service you can trust.

KL & Selangor Only6–60 Month TenureLicensed Lending
Check Your Eligibility No obligations. 100% free.

Apply in minutes

We'll contact you within 1 working day.

KPKT LicensedWL4729/10/01-11/081026
SSM Registered200001016954 (519561-V)
100% ConfidentialYour data is protected
Required loan disclosures

Representative example & loan terms

Representative exampleRM 10,000 over 36 months · 8.0% p.a.

Approx. RM 313/month · total repayable RM 11,268 (incl. fees). Representative APR 8.0%.

Repayment terms3 – 60 months

Minimum repayment period is over 60 days — this is a longer-term personal loan, not a short-term or payday loan.

Fees & chargesFully disclosed before you sign

No upfront fees. Every charge is shown in your loan agreement.

LicensingKPKT WL4729/10/01-11/081026 · SSM 200001016954 (519561-V)

Licensed money lender under the Moneylenders Act 1951. All loans are subject to eligibility, assessment and approval.

Figures are an illustrative representative example, not an offer or quote. Your actual loan amount, interest rate and repayment term are determined after assessment and are subject to approval.

Why us

Built for working Malaysians

Personal Loans. Professional Confidence.

01

Structured, Predictable Repayment

Choose a repayment period that fits your monthly budget. Loan tenures range from 6 to 60 months with clear, manageable instalments.

02

Personalised Assessment

Every application is reviewed by professionals who prioritise your financial stability—credit history isn’t the only factor considered.

03

Transparent, Upfront Terms

Understand every aspect of your loan: no hidden fees, all costs clearly explained before you proceed. Only licensed, fully compliant lenders.

04

Confidential & Local Service

Your privacy matters. All applications are handled with complete confidentiality, by local experts familiar with KL & Selangor communities.

Why us
1 Day
Average decision

Real support, clear answers, no run-around.

100%
Confidential
60 Months
Maximum tenure
100%
Private & secure
KPKT LicensedWL4729/10/01-11/081026
SSM Registered200001016954 (519561-V)
100% ConfidentialYour data is protected

Imperfect credit? We still review your case.

Your current employment and salary matter most. Submit your details for an honest review.

Case-by-case assessment Focus on current income No automatic approval promised
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Choose your amount

Choose your financing amount

Tap a tile or drag the slider, then continue to your application.

Selected amount
RM 10,000
RM 1kRM 200k

Final amount, tenure and rate are subject to eligibility and approval.

From apply to answer

How your application moves

1

Submit Your Application

Use our straightforward online form to provide your basic details, income information, and supporting documents such as payslips and NRIC.

2

Professional Review

Our team reviews your application based on income, employment status, and your unique situation. Face-to-face appointments are available for clarity.

3

Receive a Decision

You’ll typically receive an eligibility decision within 1 working day. If approved, a transparent offer including all rates and repayments will be provided.

4

Sign & Receive Funds

After accepting your offer and signing the agreement, your loan will be processed by a licensed lender—proceeds are disbursed securely to your account.

Eligibility

Who can apply

  • Malaysian citizen (IC holder)
  • Currently employed (full-time, permanent or contract)
  • Minimum 3 months’ consecutive payslips
  • Aged 21–60 years
  • Based in Selangor or Kuala Lumpur
Check Your Eligibility
Before you apply

Simple paperwork only

Just a few documents — no complicated paperwork.

Latest 3 Months Payslip

Proof of your monthly income.

MyKad (IC) — Front & Back

For identity verification.

3 Months Bank Statement

Showing your salary credited.

EA Form / EPF Statement

Optional — strengthens your application.

FAQ

Good to know

Who is eligible to apply?

Applicants must be Malaysian citizens, currently employed with proof of at least 3 months’ payslips, and reside or work in Selangor or Kuala Lumpur. Minimum income and additional criteria apply.

Will I be considered if I have CTOS or AKPK records?

Yes. Applications with CTOS or AKPK records are reviewed individually. Approval depends on overall financial stability and assessment outcome.

How long is the repayment period?

You can choose from flexible repayment periods between 6 and 60 months, depending on your eligibility and loan amount.

Are there any upfront fees or deposits?

No. Dana KL does not require any upfront payment or deposit before your loan is approved and disbursed.

Is my information kept private?

Absolutely. We treat your personal information with strict confidentiality and only share it with trusted, licensed financial partners as required for assessment.

Apply online today

Start your application today for a personalised loan assessment. No obligation, no pressure—just clear answers and professional guidance.

Start My Application
No obligation 100% confidential Licensed lenders
Check Your Eligibility